About Empathy
Empathy Healthcare Solutions Inc. is a Florida-licensed health insurance brokerage. We're FFM-certified, hold National Producer Number 19291077, and serve clients across 23+ states. We sell Medicare, ACA Marketplace coverage, and standalone dental and vision insurance.
Credentials
5.0 ★ (22 reviews)
View on GoogleWe are not connected to or endorsed by the U.S. government or the federal Medicare program. State-specific license details available upon request.
How we work
Most insurance is sold by people who answer to one carrier or one quota. We answer to you.
We're an independent brokerage appointed with the carriers we represent. Across our product lines — Medicare Advantage, Medigap, Part D, ACA Marketplace, and standalone ancillary coverage like dental and vision — we walk you through what each option covers, how it works, and the neutral factors worth considering for your situation.
On Marketplace plans, our advisors share their honest read. If we'd choose differently than you're leaning on an ACA plan, we'll say so and explain why. On Medicare, we stay strictly educational and let you decide between the options you've reviewed.
Once you're enrolled, we remain your point of contact for renewals, plan changes, and questions about claims. You don't start over every year.
Product lines
Each one solves a specific situation. Each one is sold separately — we don't bundle products to inflate commission.
Medicare Advantage, Part D prescription drug plans, and Medicare Supplement policies. Educational consultations only — we do not steer toward any specific plan.
Educational. We are not connected to or endorsed by the U.S. government or the federal Medicare program.
Individual and family health insurance through the Federally Facilitated Marketplace. Subsidy eligibility analysis, Special Enrollment qualification, and plan comparison across all metal tiers.
Limited medical and short-term plans for clients whose income is too high for meaningful Marketplace subsidies, or healthy individuals seeking lower-premium options without ACA's required benefits. Sold as alternatives to Marketplace coverage, not replacements.
Standalone dental and vision insurance, available as independent policies for individuals and families regardless of other coverage. Sold separately from Medicare or ACA plans.
Family income protection through term coverage. Independent multi-carrier shopping to fit your situation.
25-65 demographic
Simplified-issue whole life designed for funeral expenses, debts, and leaving things in order. Multiple underwriting tiers available based on age and health.
55+ demographic